/* =============================================
   MFin Intro – Shared Styles
   ============================================= */

.mfin-intro {
    padding: 60px 0;
}

.mfin-intro__inner {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 64px;
}

.mfin-intro__eyebrow {
    text-transform: uppercase;
    letter-spacing: 3px;
    font-size: 12px;
    font-weight: 700;
    color: #0068a5;
    margin-bottom: 10px;
}

.mfin-intro__heading {
    font-size: 36px;
    font-weight: 800;
    color: #1a1a2e;
    line-height: 1.2;
    margin: 0 0 28px;
}

.mfin-intro__body {
    color: #444;
    font-size: 16px;
    line-height: 1.8;
    margin: 0 0 20px;
}

.mfin-intro__body:last-child {
    margin-bottom: 0;
}

.mfin-intro__callout {
    color: #0068a5;
    font-size: 18px;
    font-weight: 700;
    line-height: 1.6;
    margin: 0 0 20px;
}

/* =============================================
   Style: Timeline Strip
   ============================================= */

.mfin-intro--timeline .mfin-intro__body {
    max-width: 720px;
    margin-bottom: 44px;
}

.mfin-intro__strip {
    display: flex;
    position: relative;
}

.mfin-intro__line {
    position: absolute;
    top: 16px;
    left: 0;
    right: 0;
    height: 2px;
    background: #c5d8e8;
}

.mfin-intro__item {
    flex: 1;
    position: relative;
    padding-top: 44px;
    padding-right: 24px;
}

.mfin-intro__item:last-child {
    padding-right: 0;
}

.mfin-intro__dot {
    width: 14px;
    height: 14px;
    border-radius: 50%;
    background: #0068a5;
    position: absolute;
    top: 10px;
    left: 0;
}

.mfin-intro__label {
    font-size: 14px;
    font-weight: 800;
    color: #0068a5;
    margin-bottom: 6px;
}

.mfin-intro__text {
    font-size: 14px;
    color: #555;
    line-height: 1.6;
}

/* =============================================
   Style: Accent Rail
   ============================================= */

.mfin-intro__rail-layout {
    display: grid;
    grid-template-columns: 4px 1fr;
    gap: 0;
}

.mfin-intro__rail {
    background: #0068a5;
    border-radius: 2px;
}

.mfin-intro__rail-content {
    padding-left: 40px;
}

/* =============================================
   Style: Offset Heading
   ============================================= */

.mfin-intro__offset-layout {
    display: grid;
    grid-template-columns: 380px 1fr;
    gap: 48px;
    align-items: start;
}

.mfin-intro__offset-left {
    position: sticky;
    top: 40px;
}

.mfin-intro__heading-rule {
    width: 60px;
    height: 4px;
    background: #0068a5;
    border-radius: 2px;
}

/* =============================================
   Style: Lead + Three Columns
   ============================================= */

.mfin-intro__lead-row {
    margin-bottom: 48px;
}

.mfin-intro__lead-row--has-image {
    display: flex;
    align-items: center;
    gap: 48px;
}

.mfin-intro__lead-image {
    width: 400px;
    flex-shrink: 0;
    position: relative;
}

.mfin-intro__lead-image::before {
    content: '';
    position: absolute;
    top: 12px;
    left: -12px;
    right: 12px;
    bottom: -12px;
    background: #0068a5;
    border-radius: 4px;
    z-index: 0;
}

.mfin-intro__lead-image img {
    width: 100%;
    height: auto;
    display: block;
    border-radius: 4px;
    position: relative;
    z-index: 1;
    box-shadow: 0 8px 30px rgba(0, 0, 0, 0.12);
}

.mfin-intro__lead-content {
    flex: 1;
    min-width: 0;
}

.mfin-intro__lead {
    font-size: 28px;
    font-weight: 800;
    color: #1a1a2e;
    line-height: 1.4;
    margin: 0;
    max-width: 900px;
}

.mfin-intro__columns {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 40px;
    padding-top: 32px;
    border-top: 2px solid #e0e0e0;
}

.mfin-intro__col-label {
    font-size: 14px;
    font-weight: 800;
    color: #0068a5;
    margin-bottom: 8px;
    text-transform: uppercase;
    letter-spacing: 1px;
}

.mfin-intro__col-body {
    color: #444;
    font-size: 15px;
    line-height: 1.7;
    margin: 0;
}

.mfin-intro__btn-wrap {
    margin-top: 32px;
}

.mfin-intro__magnet-link {
    margin: 16px 0 0;
    font-size: 14px;
    color: #444;
    line-height: 1.6;
}

.mfin-intro__magnet-link a {
    color: #0068a5;
    text-decoration: underline;
    font-weight: 600;
}

.mfin-intro__magnet-link a:hover {
    color: #005a8c;
}

.mfin-intro__btn,
.mfin-intro__btn:hover,
.mfin-intro__btn:focus,
.mfin-intro__btn:active {
    display: inline-block;
    background: #0068a5 !important;
    background-color: #0068a5 !important;
    color: #fff !important;
    font-size: 14px;
    font-weight: 700;
    padding: 14px 32px !important;
    border: none !important;
    border-radius: 3px;
    text-decoration: none !important;
    cursor: pointer;
    box-shadow: none !important;
    outline: none !important;
    -webkit-appearance: none;
    appearance: none;
    transition: background 0.2s ease;
    line-height: 1.4;
    margin: 0;
}

.mfin-intro__btn:hover {
    background: #005a8c !important;
    background-color: #005a8c !important;
}

/* =============================================
   Style: Benefits + Photo Album
   ============================================= */

/* ── Benefits Layout ─────────────────────────── */

.mfin-intro--benefits .mfin-intro__heading {
    margin-bottom: 12px;
}

.mfin-intro__benefits-layout {
    display: flex;
    flex-direction: column;
    gap: 40px;
    margin-bottom: 64px;
}

.mfin-intro__benefits-header {
    max-width: 100%;
}

.mfin-intro__benefits-list {
    display: grid;
    grid-template-columns: 1fr 1fr 1fr;
    gap: 0 40px;
}

.mfin-intro__benefit-item {
    padding: 14px 0;
    border-bottom: 1px solid #e8e8e8;
    display: flex;
    align-items: center;
    gap: 12px;
}

.mfin-intro__benefit-item:nth-last-child(-n+3) {
    border-bottom: none;
}

.mfin-intro__benefit-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: #0068a5;
    flex-shrink: 0;
}

.mfin-intro__benefit-text {
    color: #444;
    font-size: 15px;
}

/* ── Photo Album ─────────────────────────────── */

.mfin-intro__album {
    margin-top: 0;
}

.mfin-intro__album-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    grid-auto-rows: 200px;
    gap: 16px;
}

.mfin-intro__album-item {
    position: relative;
    overflow: hidden;
    border-radius: 4px;
}

.mfin-intro__album-item--large {
    grid-row: span 2;
}

.mfin-intro__album-item img {
    width: 100%;
    height: 100%;
    object-fit: cover;
    display: block;
    transition: transform 0.3s ease;
}

.mfin-intro__album-item:hover img {
    transform: scale(1.03);
}

.mfin-intro__album-overlay {
    position: absolute;
    bottom: 0;
    left: 0;
    right: 0;
    background: linear-gradient(transparent, rgba(0, 0, 0, 0.7));
    padding: 16px 20px;
    pointer-events: none;
}

.mfin-intro__album-caption {
    color: #fff;
    font-size: 14px;
    font-weight: 600;
    margin: 0;
    line-height: 1.4;
}

/* =============================================
   Responsive
   ============================================= */

@media (max-width: 1024px) {
    .mfin-intro__inner {
        padding: 0 40px;
    }

    .mfin-intro__offset-layout {
        grid-template-columns: 300px 1fr;
        gap: 36px;
    }

    .mfin-intro__columns {
        grid-template-columns: 1fr 1fr;
    }

    .mfin-intro__benefits-list {
        grid-template-columns: 1fr 1fr;
    }

    .mfin-intro__album-grid {
        grid-template-columns: 1fr 1fr;
        grid-auto-rows: 180px;
    }

    .mfin-intro__album-item--large {
        grid-row: span 2;
    }
}

@media (max-width: 768px) {
    .mfin-intro__inner {
        padding: 0 24px;
    }

    .mfin-intro__heading {
        font-size: 28px;
    }

    /* Timeline: stack vertically */
    .mfin-intro__strip {
        flex-direction: column;
        padding-left: 24px;
    }

    .mfin-intro__line {
        top: 0;
        bottom: 0;
        left: 6px;
        right: auto;
        width: 2px;
        height: auto;
    }

    .mfin-intro__item {
        padding-top: 0;
        padding-right: 0;
        padding-left: 24px;
        padding-bottom: 28px;
    }

    .mfin-intro__item:last-child {
        padding-bottom: 0;
    }

    .mfin-intro__dot {
        top: 2px;
        left: -24px;
    }

    /* Accent Rail: collapse */
    .mfin-intro__rail-content {
        padding-left: 24px;
    }

    /* Offset: stack */
    .mfin-intro__offset-layout {
        grid-template-columns: 1fr;
        gap: 24px;
    }

    .mfin-intro__offset-left {
        position: static;
    }

    .mfin-intro__heading-rule {
        margin-bottom: 8px;
    }

    /* Lead Columns: stack */
    .mfin-intro__lead-row--has-image {
        flex-direction: column;
        gap: 28px;
    }

    .mfin-intro__lead-image {
        width: 100% !important;
    }

    .mfin-intro__lead {
        font-size: 22px;
    }

    .mfin-intro__columns {
        grid-template-columns: 1fr;
        gap: 28px;
    }

    /* Benefits: stack */
    .mfin-intro__benefits-list {
        grid-template-columns: 1fr;
    }

    .mfin-intro__album-grid {
        grid-template-columns: 1fr;
        grid-auto-rows: 200px;
    }

    .mfin-intro__album-item--large {
        grid-row: span 1;
    }
}